*disclaimer: Not all individuals will qualify for each loan type and/or scenario. Please contact me to see if you'd qualify for these loan products and/or discuss your options. All ideas within this article came from the Momentum Loans Marketing Team.
Christmas time is officially here which means our bank accounts might be looking a little emptier than other months of the year. Below is Momentum Marketing Team's "12 Days of Holiday Savings Tips" to make sure you're saving money this holiday season.
Day 1: Make a Budget
Making a budget is an easy and simple way to see exactly where your money is going!
Day 2: Make DIY Gifts Instead of Store Bought
DIY-ing a gift can save you money, and a gift from the heart is always the best!
Day 3: Pet Sit, House Sit, Baby Sit
During the holidays many people go out of town or out for the night. This is a perfect time to jump in and help (while making a few extra dollars.)
Day 4: Use Planning Apps Such as Santa's Bag
Avoid over purchasing or double gifting by using a gift tracker app!
Day 5: Find the Deals
Many businesses will post deals during the holiday season. Going through and finding the best price for items will help you save money!
Day 6: Start Early
Many stores mark up items during the holiday season. Shopping before will help you save money!
Day 7: Prepare, Prepare, Prepare!
Preparing and knowing how much you are spending will help you not be shocked by your bank account later!
Day 8: Decorate with Things Around the House
Holiday Decor can get expensive. Better yet, use twigs, ribbon, and other household items to decorate with!
Day 9: Set Limits on Gift Exchanges
Gift Exchanges can get expensive. By setting limits, everyone knows exactly how much to spend and won't overspend as much.
Day 10: Got a Talent? Use it!
If you're a hair dresser, carpenter, seamstress, etc. You have the greatest gift of all. Use your talent to give a gift to others!
Day 11: Avoid Self Gifting
It can be tempting to purchase gifts for yourself while shopping for others. Manage the temptation and don't buy things you don't need!
Day 12: Skip Unneeded Gift Giving
We've all done it. We keep giving gifts to people we rarely see because it's habit or we feel obligated. Review your holiday list and simplify!
Saving money takes discipline and determination, but with these 12 tips, those money saving goals become doable! Contact me for more information on saving money to purchase a home! I'd love to help put you on the right track towards homeownership.
*disclaimer: Not all individuals will qualify for each loan type and/or scenario. Please contact me to see if you'd qualify for these loan products and/or discuss your options. All ideas within this article came from the Momentum Loans Marketing Team.
Brayden Ramsay NMLS #1997195
Momentum Loans NMLS #1606597
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